Mortgage lenders may not foreclose while you are on active duty or within 90 days after military service without court approval. A lender would be required to show in court that your ability to repay the debt was not affected by your military service. If you ar having problems and need relief you can go to www.legalassistance.law.af.mil/content/locator.php. There is protection and that protection is under the Servicemembers Civil Relief Act of 2003 (formerly The Soldiers’ and Sailors’ Civil Relief Act of 1940). Reservists, guardsmen and other military personnel can find answers to questions about mortgage payment relief and protection from foreclosure provided by the Servicemembers Civil Relief Act of 2003 (formerly The Soldiers’ and Sailors’ Civil Relief Act of 1940). Who is eligible? The Act applies to active duty military personnel who had a mortgage obligation before enlistment or before being ordered to active duty. This includes: Members of the Army, Navy, Marine Corps, Air Force, Coast Guard Commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration engaged in active service Reservists ordered to report for military service People ordered to report for induction (training) under the Military Selective Service Act Guardsmen called to active service for more than 30 consecutive days. In limited situations, dependents of servicemembers are also entitled to protections. Mortgage lenders Information The mortgage lenders listed below have voluntarily joined the federal government to assist homeowners who are concerned about the future or have suffered due to recent changes in the economy.

If your lender is listed here, you can help protect your home by contacting them immediately! Bank of America (800) 846-2222 (716) 635-2264 Chase Home Finance (800) 848-9136 Chase Home Finance (800) 526-0072 ext. 533 (800) 527-3040 CitiMortgage (800) 926-9783 Countrywide (800) 763-1255 (800) 669-4576 HSBC Mortgage Corporation (800) 338-6441 (888) 648-3124 Irwin Mortgage Corporation (888) 444-6446 James B. Nutter & Company (800) 315-7334 Midland Mortgage (800) 552-3000 (800) 654-4566 Mortgage Service (800) 449-8767 National City Mortgage (800) 367-9305 Principal Residential Mortgage, Inc. (800) 367-6448 (800) 962-4450 Wells Fargo Mortgage (800) 766-0987 Wendover Financial Services Corporation (888) 934-1081 (800) 436-1022 Washington Mutual Home Loans, Inc. (866) 926-8937 (800) 254-3677 This information is provide by a joint efforts of HUD/FHA, Department of Veterans Affairs, Department of Labor, Fannie Mae, Freddie Mac, members of the Mortgage Industry-at-large, and other industry participants.

I really hope this helps those that are in need!!

I always get calls from active duty families that are having hard time weathering the storm or need information. I hope this information is helpful and we really appreciate those service members that have risked their lives for our country. Keep up the great work and be careful.

Now if you aren’t emailing with video. You are really missing out. As they say a picture is worth a thousand words, well a video is worth 10,000. You got to try it. it is fantastic. If you e-mail me at butch@butchgrimes.com I will send you a free trial to my video e-mail system. i have many you-nique systems available for you to try. Don’t forget to e-mail me for your free trial for my video e-mail system.

Butch Grimes

My new urban theme song! Rap is a huge way for folks in the urban community to express themselves about how they feel. I collaborated with some young guys in the hood and we talked about things that have effected their parents, brothers and sister, friends, and relatives. Some have already experienced their mothers and fathers having to leave their homes because of foreclosure and the down turn in the market. The interesting thing is that most are very conscious about the downturn in the market and are concerned. The more we spoke, the more animated they got about what has happened in their lives. This is a sample of what they came up with. Information is powerful.

Click on the arrow below to check it out.

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There are many ways to get your name out there or sale your brand.  Blogging is incredible but can also be very boring. Why not try something different, audio or video blog.  I love to talk on the radio and educate others. Of course,  I have termed myself as the educational ambassador, but it’s nothing wrong with that if you are really passionate about what you do. For instance, I am compelled to help as many people as i can learn about foreclosures or short sales so they can get out of this subprime mess that has plagued our real estate market.  Take some time to audio blog. most people are lazy and don’t want to spend time reading. IPODS, MP3’s, audio devices are churning the market.  Jump on the band wagon and be a part of it.  MAKE SOME NOISE! In my next blogs,  I am going to give you some step by step tips on how to make NOISE and get paid for it.

STAY TUNED!!!

BY THE WAY. PRESS THE ARROW BELOW TO HEAR MY AUDIO BLOG.

[podcast]http://wetalkrealestate.com/blog2/wp-content/uploads/audio/younique_blog_post.mp3[/podcast]

DON’T FORGET TO DROP ME AN E-MAIL AT BUTCH@BUTCHGRIMES.COM.

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